Director, Predictive Modeling - Remote

Join Harley-Davidson Financial Services as a Director, Predictive Modeling, and play a pivotal role in shaping the company's future by leveraging your expertise in predictive modeling and advanced analytics. As a key member of our team, you will lead the development and implementation of predictive models and solutions to support key business decisions across various practices and areas, including underwriting, collections, loss mitigation, credit pricing, marketing, customer relationship management (CRM) analytics, and strategic portfolio risk. About Harley-Davidson Financial Services Harley-Davidson Financial Services (HDFS), a wholly-owned subsidiary of Harley-Davidson, Inc., offers a wide range of financial products and services to motorcycle enthusiasts and Harley-Davidson dealerships. Our mission is to provide fair, honest, positive, and creative solutions to our customers and partners. We strive to create a work environment that is flexible, well-being-focused, and outcome-driven, allowing our employees to thrive and grow in their careers. As a remote employee, you will have the flexibility to work from anywhere, at any time, as long as you have a dedicated, quiet, and distraction-free workspace and a reliable internet connection. Our virtual mindset supports our global, highly distributed workforce, and we welcome the best talent from all over the world. Job Summary The Director of Predictive Modeling will lead a team of data scientists and collaborate closely with stakeholders across various departments to identify opportunities, forecast trends, and optimize performance. You will develop strategic plans to create and maintain forecast models, oversee the design, development, and validation of custom applications, and ensure models comply with relevant regulations and industry standards. Key Responsibilities - Develop strategic plans to create and maintain forecast models with various strategy teams across the enterprise, to identify opportunities to maximize revenues and minimize losses. Review and evaluate economic trends and incorporate those trends into forecasting models as appropriate. Defines the data requirements for capturing model characteristics across multiple environments. - Oversee the design, development, and validation of custom applications, custom behavior, and key business scorecards. Supports implementation and maintenance of scorecards across the business. Recommends new scorecards, technologies, and utilization. Provides independent scorecard validation and monitoring of scorecard effectiveness on a scheduled basis. - Governance & Compliance: Ensure models comply with relevant regulations, industry standards, and internal guidelines. Implement best practices for model governance, validation, and documentation. - Responsible for keeping the Executive Leadership team informed, by providing insights to portfolio performance and creating and leading presentations about portfolio trends; works with key business leaders to develop content of Risk and Pricing Committee, recommending changes to programs and pricing to facilitate profitable growth while managing risk within acceptable levels. - Partners with Retail Operations leadership to set proper collections and risk mitigation strategies, departmental targets, and incentives, as well as process analysis and design leadership, and servicing system enhancements that promote continuous improvement towards achieving company profitability and loss objectives. - Directs the development of predictive Loss Forecasting methodology including multiple forecasting methods to support budgeting, forecasting, reserve setting, pricing, and deal structuring capabilities. - Review performance of implemented plans and models and the effect of expansion to other areas such as Pricing, Marketing, Protection Products, Bike Value Modeling, Commercial or Dealer Network evaluation. Education Requirements - Bachelor's Degree Required - Education Specifications: - Bachelor's Degree in quantitative discipline such as Statistics, Data Science, Computer Science, Mathematics, or a related field - Master's Degree or Ph.D. Preferred Experience Requirements - Typically requires a minimum of 12 years of experience in predictive modeling, data science, or advanced analytics, with at least 5 years of leadership experience - A performance-oriented, resourceful, and decisive individual; team player as well as team leader, with track record of leading Risk organization and cross-functional teams to successful execution with Credit/Risk/Modeling experience in financial services industry. - Must display exceptional leadership and professional management skills with proven ability to achieve superior results in a management role. - Must have a leadership style that encourages collaboration, cooperation, and teamwork with the ability to motivate others. Can foster team collaboration through clear objectives, processes, and measurements. - Experienced Risk leader who knows how to evaluate consumer credit risks, and lead development and implementation of strategies for use of scoring techniques, decision rules, and tools to include strong database and/or statistical SAS programming knowledge; experience with artificial intelligence is a plus. - Ability to manage multiple tasks of varying difficulty, within competing and at times changing priorities Preferred Skills - Experience with deep learning, NLP, or AI-driven modeling. - Familiarity with cloud computing environments such as AWS, GCP, or Azure. What We Offer - Competitive salary - Annual bonus programs - Health insurance benefits - 401k program - Onsite fitness centers and employee stores - Employee discounts on products and accessories - And more! As an equal opportunity employer, Harley-Davidson Financial Services continues to build a culture of inclusion, belonging, and equity through our commitment to attracting and retaining diverse talent from all backgrounds, without regard to race, color, religion, sex, sexual orientation, national origin, gender identity, age, disability, veteran status, or any other characteristic protected by law. If you are a motivated and experienced professional looking to join a dynamic team and make a meaningful impact, we encourage you to apply for this exciting opportunity. Apply for this job