Jumbo Underwriter Nationwide
Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesnt define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Mortgage Jumbo Underwriter? Then we think it’s time to #joinMovement What You Need To Know
- Reviews complex Jumbo and NonQM loan submissions, ensures company guidelines are met, and evaluates loans to maximize company profit and minimize company risk exposure
- Weighs credit risk to ensure liability taken on by the company results in saleable loans
- Manages their own pipeline and maintain published SLA’s for initial file and condition reviews
- Reviews and calculates all income types, including Full Doc, DSCR, Bank Statement, 1099 and Asset Depletion
- Performs complex self-employed income analysis
- Provides excellent customer service to internal and external customers
What We Are Looking For
- 4+ years of front-end underwriting experience, minimum 3 years with jumbo and NonQM underwriting experience, including full doc, DSCR, bank statement, asset depletion and 1099 income qualification types
- 6+ years of front-end, retail purchase mortgage experience
- Experience with working in an environment with multiple investors and products
- Ability to work under tight timelines, balance multiple projects at once and adapt quickly
- Strong understanding of complex business structures and financial portfolios
- Strong critical thinking skills demonstrating the ability to strategically analyze a problem and recommend appropriate solutions based on investor guideline knowledge and company procedures
- Strong knowledge of Microsoft Office products, Teams and Outlook
- Methodical and analytical personality with the ability to underwrite Jumbo and NonQM loans using our unique, upfront method
Even Better
- Bachelor’s Degree in related field preferred
- Extensive experience with agency guidelines
- Superior knowledge of Microsoft Excel, Loan Prospector and Desktop Underwriter
- Experience working in investor portals for TPO delivery
- Flexibility to work extended hours (late evenings and weekend work may be required)
Sound like a good fit? Let’s talk about how we can work together. The expected salary range for this position is between: $75,500.00 - $106,100.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes:
- Competitive pay
- Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
- Retirement plan: 401(k) and Roth
- Paid Time Off: 16 days front loaded. Prorated based on the start date month
- 11.5 paid holidays per year
- Employee assistance program
- Excellent career growth opportunity
- Fun, team-focused working environment
- Employee driven community outreach program
- Relocation packages available
The application window is anticipated to close on: December 30, 2025 We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com. Apply tot his job Apply To this Job