Individual & Family Plans (IFP) Financial Operational Risk Management Senior Adv

The Individual & Family Plans (IFP) Financial Operational Risk Management Senior Advisor plays a critical role in identifying, assessing, and mitigating financial and operational risks across the IFP business. This role partners closely with leadership to support total medical cost management, population health strategies, and operational improvements across markets and geographies. The ideal candidate brings strong analytical expertise, healthcare experience, and the ability to translate complex data into actionable insights that inform strategic decision-making. Core Responsibilities

• Develop and implement strategic recommendations to mitigate financial risk and support total medical cost management and enterprise risk objectives.
• Analyze and interpret complex datasets to identify cost drivers, trends, and emerging risks across IFP segments, geographies, and populations.
• Serve as a key point of contact for segment analytics support, partnering with IFP leadership to inform product, network, and market strategies.
• Lead and support data-driven discussions with senior leaders, delivering clear insights and recommendations based on performance results.
• Collaborate cross-functionally with clinical, product, network, and finance partners to influence decision-making and drive performance improvement.
• Support and maintain savings scorecards, ensuring emerging risks and opportunities are identified, quantified, and communicated effectively.
• Translate ambiguity into structured plans, actionable insights, and measurable outcomes.

Minimum Qualifications

• Bachelor’s degree in business, analytics, or a related field (required).
• 5+ years of experience in data analytics, financial analysis, risk management, underwriting, or related healthcare experience.
• 5+ years of Healthcare industry experience strongly preferred
• Prior experience supporting ACA or Medicaid health plans preferred.
• Prior experience supporting Population Health / Total Cost of Care (TCOC) initiatives preferred.
• Strong analytical and problem-solving skills with the ability to synthesize complex information into clear recommendations.
• Excellent written and verbal communication skills, with experience presenting to leadership audiences.
• Demonstrated ability to work effectively in a matrixed organization and influence across teams.
• Proven change agent with the ability to drive outcomes in a fast-paced environment.
• High level of professionalism, organizational awareness, and attention to detail.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.For this position, we anticipate offering an annual salary of 111,800 - 186,300 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. About Cigna Healthcare Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances. Apply tot his job Apply To this Job