Compliance Auditor II - BSA/AML/OFAC

First Job Previous Job 21 of 277 Next Job Last Job Between $50k and $84k Per Year Compliance Auditor II - BSA/AML/OFAC Pathward, N.A. Occupation: Accountants and Auditors Location: Sioux Falls, SD - 57197 Positions available: 1 Job #: 5658504004 Source: Pathward, N.A. Posted: 10/11/2025 Web Site: www.pathward.com Onsite / Remote: Work at home all of the time Job Type: Full Time Job Requirements and Properties Help for Job Requirements and Properties. Opens a new window. Telework & Remote Full Time Schedule Full Time

Job Description

Help for Job Description. Opens a new window. About the Role: Performs risk-based audits - including operational, financial, compliance, and BSA/AML to enhance governance, risk management and control effectiveness. Assists in the planning and execution of complex, risk-based audits and applies expertise in financial crimes compliance BSA/AML, OFAC to assess governance, risk management, and control effectiveness across Pathward's products, services, and third-party relationships. What You Will Do:

• Execute audit testing aligned with risk-based priorities and enterprise objectives.
• Support audits across diverse domains including payments and money movement (ACH/Wires/RTP), consumer compliance, third party risk management, and model risk.
• Apply audit methodology and leverage data analytics tools to enhance audit precision and insight.
• Analyze data for control gaps, fraud indicators, and regulatory non-compliance using structured techniques.
• Evaluate key BSA/AML processes such as CIP, KYC, CDD, EDD, customer risk rating, watchlist screening, transaction monitoring, investigations, SAR/CTR obligations, and record keeping across platforms and partners.
• Assess sanctions (OFAC) compliance: governance, interdiction alert handling, escalation, and intersections across payments and money movement rails.
• Provide clear, concise, and appropriate documentation of work performed, issues, and observations using oral and written forms of communication.
• May provide data for compilation of reports for Pathward Audit and regulatory compliance.
• Research and advise on audit services in a wide range of bank product and service lines, including those with BSA/AML implications.
• Participate in business and departmental projects that require analytical and risk assessment skills, including those related to financial crimes and third-party risk oversight.
• Stay abreast of emerging issues involving internal audit, changes to federal and state banking laws, and evolving laws and regulations that could impact the organization, particularly with BSA/AML and sanctions, BaaS, third party risk, prepaid products and/or deposit products, consumer payment applications/wallets, and/or digital or electronic payments processing/processors. Other duties as assigned.
• Exemplify ethics and judgment: integrity, objectivity, confidentiality, and sound judgment under uncertainty/complexity.
• Other duties as assigned.

Additional Information Help for Additional Information. Opens a new window. What You Will Need:

• Bachelor's degree in a relevant field (e.g., Accounting, Finance, Business, or related displace), or equivalent education and work
• Professional certifications such as: CAMS, CFE, CIA, CRMA, and/or CPA preferred. Additional credentials in BSA/AML, or sanctions compliance are a plus.
• Up to 3+ years of relevant experience with bachelor's degree or equivalent.
• Demonstrated ability in assessing BSA/AML, sanctions, and partner/third-party oversight.
• Experience in internal audit, compliance, or risk within financial services preferred.
• Expertise in BSA/AML and sanctions: Applies deep knowledge of laws, regulations, and industry standards to assess risk and controls.
• Analytical thinking: Evaluates complex issues, identifies root causes, and develops practical solutions.
• Sound judgment: Makes informed decisions based on analysis, experience, and risk considerations.
• Prioritization and execution: Focuses on high-impact tasks, manages time effectively, and meets deadlines without compromising quality.
• Adaptability: Navigates ambiguity and shifting priorities with resilience and composure.
• Communication: Delivers clear, concise, and audience-appropriate messages; listens actively and provides constructive feedback.
• Ethics and integrity: Upholds organizational values, maintains confidentiality, and earns trust through consistent actions.
• Customer focus: Understands stakeholder needs and strives to exceed expectations.
• Planning

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