Collateral Analyst
Why Deephaven Mortgage? Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan. We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting. Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners. Deephaven’s headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit www.deephavenmortgage.com or email us at [email protected]. Job Overview The Collateral Analyst is responsible for reviewing, validating, and managing mortgage collateral documentation to ensure compliance with company guidelines and investor requirements. This role plays a critical part in the post-closing process, ensuring accuracy and completeness of collateral files prior to shipment to custodians and investors. What We Need Review mortgage collateral documents (appraisals, CDA’s, AVM’s, etc.) for accuracy and compliance Validate that all required documents are present and properly executed according to investor and company standards Track and manage collateral files throughout the lifecycle, including receipt and review Resolve discrepancies or deficiencies by working with internal teams (Underwriting, Operations and Post-Closing) and external partners Maintain accurate records in collateral tracking systems and ensure timely updates Assist with audits, reconciliations, and reporting related to collateral management Ensure adherence to regulatory requirements and internal policies.
What You'll Do
High school diploma required; Associate or Bachelor’s degree preferred 1–3 years of experience in mortgage operations or collateral review Familiarity with non-QM products and investor guidelines is a plus. Certified Generalist appraisal license a plus Strong attention to detail and organizational skills Ability to work in a fast-paced environment and meet deadlines Proficiency in Microsoft Office Suite and mortgage loan systems Excellent communication and problem-solving abilities Privacy Policy This organization participates in E-Verify Our Perks Flexible Time to Recharge – Personalized Time Off for What Matters (because rest isn't one-size fits all) Future Finance Focused – Generous employer-matched 401(k) plan Community Connect– Philanthropy Committee that creates charitable initiatives Health from Day One – Comprehensive health insurance starting on day one of employment Family Matters – Competitive maternity and paternity leave Culture & Celebrations – Culture Committee with team-building events and celebrations Ideas Welcome – Encouraging thought leadership and innovation Guidance & Growth – Mentorship opportunities for career development Perk Up – Exclusive discounts on travel, tech, pets, legal, and more Deephaven was founded in 2012 to provide mortgages to the millions of Americans who, for one reason or another, are unable to qualify for a traditional, government-backed loan. Deephaven champions those mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason why they can’t qualify for a traditional loan. Apply tot his job Apply To this Job