Associate Mortgage Underwriter, Third Party Residential Underwriting- TDMS Prairies
First National Financial LP is one of Canada’s largest non-bank lenders, providing residential mortgages exclusively through the mortgage broker channel. The Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing documentation and ensuring compliance with internal and regulatory guidelines.
Responsibilities
- Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
- Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
- Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
- Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
- Escalates any documentation issues to the Underwriter for review and sign off
- Documents clear and complete notes within the mortgage underwriting system
- Responds to all inquiries within established turnaround times
- Adhere to policies/procedures to ensure AML requirements are met
Skills
- Completed post-secondary education or equivalent work experience
- Working knowledge of PC software in a Windows environment
- Previous experience within the Financial Services sector in terms of reviewing income, down payment and property related documents including but not limited to Tax returns, business financials, investment statements, tax document, purchase contract etc
- Previous experience within Financial Services sector
- Previous experience within Mortgage industry
- Completion of Mortgage Agent Course
Benefits
- Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
- Hybrid working environment
- Extensive training programs to set our employees up for success
- Modern office environment conducive to collaboration
- Supportive teamwork culture
- Opportunities to give back to the communities and work through events focused on a variety of charities
- Ongoing social events throughout the year
Company Overview