Compliance Lead (Fintech & Automation)

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the Role

We are looking for an experienced, high-energy, proactive compliance leader to join our growing team. This is a pivotal role for a self-starter who views regulatory compliance not as a "check-the-box" function, but as a strategic competitive advantage.

The ideal candidate is a "Product-First" compliance professional who moves beyond identifying problems to building automated solutions. You will partner with product and engineering teams to provide sound regulatory guidance across consumer lending products (cards, personal loans, emerging products), while actively leveraging AI and automation to scale our oversight and efficiency.

What you'll be doing

• Identify opportunities to integrate AI and automated monitoring into our compliance framework to replace manual testing and reduce friction.

• Move beyond identifying "red flags" to designing "green lights." You will help build processes that ensure compliance while maintaining a high-velocity user experience.

• Collaborate with engineering to implement "compliance-as-code" where possible, ensuring disclosures and logic are programmatically sound.

• Manage relationships with bank partners, utilizing technology to provide transparent, data-driven reporting.

• Advise product teams on consumer finance regulations affecting credit cards, personal loans and other emerging products in the fintech space, such as marketing, servicing, and credit reporting.

• Guide the business in the bank partnership context, including advising on true-lender issues.

What we're looking for

• Experience: 5–10 years in consumer finance compliance or legal. A background in a fast-paced Fintech environment or experience with bank partnerships is essential.

• Regulatory Mastery: Deep functional knowledge of FCRA, TILA, ECOA, UDAAP, AML/BSA, MLA/SCRA, TCPA, FDCPA, and state consumer finance regulations.

• Tech-Forward Mindset: You are an early adopter of AI tools (LLMs for research, automated workflow tools) and understand how to apply them to streamline regulatory tasks.

• Leadership Trajectory: A proven track record of taking initiative, rising through the ranks, and leading projects from conception to completion.

• The "Fintech Mindset": You thrive in ambiguity and are excited by the intersection of finance, technology, and law.

Life at Lendable

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

Check out our blog!