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Senior Analyst, Compliance Testing & Third-Party Risk Management

Remote Full-time Live

Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.

We’re looking for a motivated and detail-oriented professional to support our compliance testing and third-party risk processes. This role is ideal for someone with hands-on experience in compliance testing, vendor management, or risk testing functions in the financial services industry, who’s ready to grow into a more strategic and visible contributor.

You’ll support critical functions that ensure regulatory compliance and effective third-party oversight, helping to safeguard the company and its customers. This is a high-impact role with cross-functional exposure and opportunities for growth.

What You'll Do

  • Lead regular testing of applicable consumer obligations to ensure compliance with regulatory requirements and internal policies.
  • Evaluate the effectiveness of controls designed to mitigate regulatory and operational risks.
  • Document testing results, identify issues and gaps, determine corrective action, and support issue tracking and resolution.
  • Assist in managing the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls.
  • Conduct initial and ongoing risk assessments for vendors, focusing on areas like security practices, financial health, and compliance posture.
  • Support vendor onboarding by ensuring contracts and risk-related documentation are complete and compliant with company policies.
  • Stay up-to-date on key regulatory changes and best practices related to third party risk management.
  • Prepare summary reports and dashboards for leadership to communicate testing findings, open issues, and vendor risk trends.
  • What We're Looking For

  • Bachelor’s degree in Business, Finance, Risk Management, or a related field.3–5 years of experience in compliance testing, third-party risk, vendor management, or audit functions (financial services preferred).
  • CRCM or similar certification preferred.
  • Familiarity with key regulations in consumer lending is helpful but not required.
  • Strong organizational skills and attention to detail.
  • Solid communication and interpersonal skills; comfortable working across teams and with vendors.
  • Proficiency in Excel and comfort with basic compliance systems or reporting tools.
  • Proactive mindset and interest in developing subject matter expertise in compliance and risk.
  • We Offer

  • Considerable employer contributions for health, dental and vision programs
  • Flexible time-offpolicy
  • 401(K) match with immediate 100% vesting
  • Merit advancement opportunities
  • This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

    Additional Information

    Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

    Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

    *Above Lending is an equal opportunity Employer*

    Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

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